📍 North Tonawanda, NY · Zillow ZHVI · July 2026

Average Home Price in
North Tonawanda, NY

Buffalo-Cheektowaga, NY metro area · Niagara County County

Median Home Value
$291,026
↑ 5.4% year-over-year
vs. National Median
$410,000
North Tonawanda is 29% below
Est. Monthly Payment
$1,518/mo
20% down · 6.8% rate
Income Needed
$77K
gross annual (30% rule)
Median Home Value
$291,026
↑ 5.4% year-over-year

Down Payment (20%)$58,205
Monthly P&I$1,518/mo
With Taxes & Ins.~$1,928/mo
Income Needed$77,120/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in North Tonawanda, NY

The median home value in North Tonawanda, NY is $291,026 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and up 5.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in North Tonawanda are priced29% below average. North Tonawanda is part of the Buffalo-Cheektowaga, NY metro area.

Over the past five years, North Tonawanda home values have risen by approximately36.9%, reflecting strong long-term appreciation in this market.

City Comparison

North Tonawanda vs. National Median

🏠 North Tonawanda
$291,026
National Median
$410,000

At $291,026, homes in North Tonawanda cost 29% below the national median of $410,000. This makes North Tonawanda a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in North Tonawanda?

20% Down Payment
$58,205
on $291,026
Monthly P&I
$1,518/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,928/mo
incl. taxes & insurance
Income Needed
$77,120
gross annual (30% rule)
10% Down Option
$29,103
+ PMI applies
Loan Amount (20% dn)
$232,821
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in North Tonawanda, NY?
The median home value in North Tonawanda is $291,026 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in North Tonawanda?
Over the past year, home values in North Tonawanda have increased by 5.4%. Over five years, prices have risen approximately 36.9%.
How much do I need to earn to buy a home in North Tonawanda?
To comfortably afford the median home price of $291,026 with a 20% down payment ($58,205) at today's rates (6.8%), you'd need a gross annual income of approximately $77,120. This assumes keeping total housing costs at or below 30% of gross income.
How does North Tonawanda compare to the national average home price?
The national median home value is approximately $410,000. At $291,026, homes in North Tonawanda are 29% below the national average.
What metro area is North Tonawanda part of?
North Tonawanda is part of the Buffalo-Cheektowaga, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.