Market Overview
Home Prices in Ogdensburg, NY
The median home value in Ogdensburg, NY is $116,107 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.8% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ogdensburg are priced72% below average. Ogdensburg is part of the Ogdensburg-Massena, NY metro area.
Over the past five years, Ogdensburg home values have risen by approximately23.5%, reflecting strong long-term appreciation in this market.
Price History
Ogdensburg Home Price Trend
City Comparison
Ogdensburg vs. National Median
At $116,107, homes in Ogdensburg cost 72% below the national median of $410,000. This makes Ogdensburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ogdensburg?
20% Down Payment
$23,221
on $116,107
Monthly P&I
$606/mo
30-yr @ 6.8%
Total Monthly Est.
~$770/mo
incl. taxes & insurance
Income Needed
$30,800
gross annual (30% rule)
10% Down Option
$11,611
+ PMI applies
Loan Amount (20% dn)
$92,886
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ogdensburg, NY?
The median home value in Ogdensburg is $116,107 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.8% year-over-year.
How much have home prices changed in Ogdensburg?
Over the past year, home values in Ogdensburg have increased by 0.8%. Over five years, prices have risen approximately 23.5%.
How much do I need to earn to buy a home in Ogdensburg?
To comfortably afford the median home price of $116,107 with a 20% down payment ($23,221) at today's rates (6.8%), you'd need a gross annual income of approximately $30,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Ogdensburg compare to the national average home price?
The national median home value is approximately $410,000. At $116,107, homes in Ogdensburg are 72% below the national average.
What metro area is Ogdensburg part of?
Ogdensburg is part of the Ogdensburg-Massena, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.