Market Overview
Home Prices in Old Chatham, NY
The median home value in Old Chatham, NY is $592,074 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Old Chatham are priced44% above average. Old Chatham is part of the Hudson, NY metro area.
Price History
Old Chatham Home Price Trend
2024
$560,416
$560K
—
2025
$574,607
$575K
+2.5%
2026
$592,074
$592K
+3.0%
City Comparison
Old Chatham vs. National Median
🏠 Old Chatham
$592,074
National Median
$410,000
At $592,074, homes in Old Chatham cost 44% above the national median of $410,000. Buyers in Old Chatham should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Old Chatham?
20% Down Payment
$118,415
on $592,074
Monthly P&I
$3,088/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,922/mo
incl. taxes & insurance
Income Needed
$156,880
gross annual (30% rule)
10% Down Option
$59,207
+ PMI applies
Loan Amount (20% dn)
$473,659
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Old Chatham, NY?
The median home value in Old Chatham is $592,074 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Old Chatham?
Over the past year, home values in Old Chatham have increased by 3%.
How much do I need to earn to buy a home in Old Chatham?
To comfortably afford the median home price of $592,074 with a 20% down payment ($118,415) at today's rates (6.8%), you'd need a gross annual income of approximately $156,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Old Chatham compare to the national average home price?
The national median home value is approximately $410,000. At $592,074, homes in Old Chatham are 44% above the national average.
What metro area is Old Chatham part of?
Old Chatham is part of the Hudson, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.