Market Overview
Home Prices in Orangeburg, NY
The median home value in Orangeburg, NY is $770,418 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.9% compared to a year ago and up 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Orangeburg are priced88% above average. Orangeburg is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Orangeburg home values have risen by approximately30.8%, reflecting strong long-term appreciation in this market.
Price History
Orangeburg Home Price Trend
City Comparison
Orangeburg vs. National Median
At $770,418, homes in Orangeburg cost 88% above the national median of $410,000. Buyers in Orangeburg should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Orangeburg?
20% Down Payment
$154,084
on $770,418
Monthly P&I
$4,018/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,103/mo
incl. taxes & insurance
Income Needed
$204,120
gross annual (30% rule)
10% Down Option
$77,042
+ PMI applies
Loan Amount (20% dn)
$616,334
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Orangeburg, NY?
The median home value in Orangeburg is $770,418 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.9% year-over-year.
How much have home prices changed in Orangeburg?
Over the past year, home values in Orangeburg have increased by 5.9%. Over five years, prices have risen approximately 30.8%.
How much do I need to earn to buy a home in Orangeburg?
To comfortably afford the median home price of $770,418 with a 20% down payment ($154,084) at today's rates (6.8%), you'd need a gross annual income of approximately $204,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Orangeburg compare to the national average home price?
The national median home value is approximately $410,000. At $770,418, homes in Orangeburg are 88% above the national average.
What metro area is Orangeburg part of?
Orangeburg is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.