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📍 Ovid, NY · Zillow ZHVI · July 2026

Average Home Price in
Ovid, NY

Seneca Falls, NY metro area · Seneca County County

Median Home Value
$227,324
↑ 7.5% year-over-year
vs. National Median
$410,000
Ovid is 45% below
Est. Monthly Payment
$1,186/mo
20% down · 6.8% rate
Income Needed
$60K
gross annual (30% rule)
Median Home Value
$227,324
↑ 7.5% year-over-year
Down Payment (20%)$45,465
Monthly P&I$1,186/mo
With Taxes & Ins.~$1,506/mo
Income Needed$60,240/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ovid, NY

The median home value in Ovid, NY is $227,324 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.5% compared to a year ago and up 2.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ovid are priced45% below average. Ovid is part of the Seneca Falls, NY metro area.

City Comparison

Ovid vs. National Median

🏠 Ovid
$227,324
National Median
$410,000

At $227,324, homes in Ovid cost 45% below the national median of $410,000. This makes Ovid a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Ovid?

20% Down Payment
$45,465
on $227,324
Monthly P&I
$1,186/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,506/mo
incl. taxes & insurance
Income Needed
$60,240
gross annual (30% rule)
10% Down Option
$22,732
+ PMI applies
Loan Amount (20% dn)
$181,859
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ovid, NY?
The median home value in Ovid is $227,324 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.5% year-over-year.
How much have home prices changed in Ovid?
Over the past year, home values in Ovid have increased by 7.5%.
How much do I need to earn to buy a home in Ovid?
To comfortably afford the median home price of $227,324 with a 20% down payment ($45,465) at today's rates (6.8%), you'd need a gross annual income of approximately $60,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Ovid compare to the national average home price?
The national median home value is approximately $410,000. At $227,324, homes in Ovid are 45% below the national average.
What metro area is Ovid part of?
Ovid is part of the Seneca Falls, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.