Market Overview
Home Prices in Patchogue, NY
The median home value in Patchogue, NY is $600,660 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.5% compared to a year ago and up 4.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Patchogue are priced47% above average. Patchogue is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Patchogue home values have risen by approximately32.2%, reflecting strong long-term appreciation in this market.
Price History
Patchogue Home Price Trend
City Comparison
Patchogue vs. National Median
At $600,660, homes in Patchogue cost 47% above the national median of $410,000. Buyers in Patchogue should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Patchogue?
20% Down Payment
$120,132
on $600,660
Monthly P&I
$3,133/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,979/mo
incl. taxes & insurance
Income Needed
$159,160
gross annual (30% rule)
10% Down Option
$60,066
+ PMI applies
Loan Amount (20% dn)
$480,528
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Patchogue, NY?
The median home value in Patchogue is $600,660 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.5% year-over-year.
How much have home prices changed in Patchogue?
Over the past year, home values in Patchogue have increased by 3.5%. Over five years, prices have risen approximately 32.2%.
How much do I need to earn to buy a home in Patchogue?
To comfortably afford the median home price of $600,660 with a 20% down payment ($120,132) at today's rates (6.8%), you'd need a gross annual income of approximately $159,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Patchogue compare to the national average home price?
The national median home value is approximately $410,000. At $600,660, homes in Patchogue are 47% above the national average.
What metro area is Patchogue part of?
Patchogue is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.