Market Overview
Home Prices in Pattersonville, NY
The median home value in Pattersonville, NY is $333,173 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pattersonville are priced19% below average. Pattersonville is part of the Albany-Schenectady-Troy, NY metro area.
Price History
Pattersonville Home Price Trend
2024
$312,627
$313K
—
2025
$319,723
$320K
+2.3%
2026
$333,173
$333K
+4.2%
City Comparison
Pattersonville vs. National Median
🏠 Pattersonville
$333,173
National Median
$410,000
At $333,173, homes in Pattersonville cost 19% below the national median of $410,000. This makes Pattersonville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pattersonville?
20% Down Payment
$66,635
on $333,173
Monthly P&I
$1,738/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,207/mo
incl. taxes & insurance
Income Needed
$88,280
gross annual (30% rule)
10% Down Option
$33,317
+ PMI applies
Loan Amount (20% dn)
$266,538
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pattersonville, NY?
The median home value in Pattersonville is $333,173 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in Pattersonville?
Over the past year, home values in Pattersonville have increased by 4.2%.
How much do I need to earn to buy a home in Pattersonville?
To comfortably afford the median home price of $333,173 with a 20% down payment ($66,635) at today's rates (6.8%), you'd need a gross annual income of approximately $88,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Pattersonville compare to the national average home price?
The national median home value is approximately $410,000. At $333,173, homes in Pattersonville are 19% below the national average.
What metro area is Pattersonville part of?
Pattersonville is part of the Albany-Schenectady-Troy, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.