Market Overview
Home Prices in Pearl River, NY
The median home value in Pearl River, NY is $727,535 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.1% compared to a year ago and up 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pearl River are priced77% above average. Pearl River is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Pearl River home values have risen by approximately34.3%, reflecting strong long-term appreciation in this market.
Price History
Pearl River Home Price Trend
City Comparison
Pearl River vs. National Median
At $727,535, homes in Pearl River cost 77% above the national median of $410,000. Buyers in Pearl River should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Pearl River?
20% Down Payment
$145,507
on $727,535
Monthly P&I
$3,794/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,818/mo
incl. taxes & insurance
Income Needed
$192,720
gross annual (30% rule)
10% Down Option
$72,754
+ PMI applies
Loan Amount (20% dn)
$582,028
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pearl River, NY?
The median home value in Pearl River is $727,535 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.1% year-over-year.
How much have home prices changed in Pearl River?
Over the past year, home values in Pearl River have increased by 6.1%. Over five years, prices have risen approximately 34.3%.
How much do I need to earn to buy a home in Pearl River?
To comfortably afford the median home price of $727,535 with a 20% down payment ($145,507) at today's rates (6.8%), you'd need a gross annual income of approximately $192,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Pearl River compare to the national average home price?
The national median home value is approximately $410,000. At $727,535, homes in Pearl River are 77% above the national average.
What metro area is Pearl River part of?
Pearl River is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.