Market Overview
Home Prices in Peconic, NY
The median home value in Peconic, NY is $1,235,657 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and up 5.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Peconic are priced201% above average. Peconic is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Peconic home values have risen by approximately40.5%, reflecting strong long-term appreciation in this market.
Price History
Peconic Home Price Trend
City Comparison
Peconic vs. National Median
At $1,235,657, homes in Peconic cost 201% above the national median of $410,000. Buyers in Peconic should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Peconic?
20% Down Payment
$247,131
on $1,235,657
Monthly P&I
$6,444/mo
30-yr @ 6.8%
Total Monthly Est.
~$8,184/mo
incl. taxes & insurance
Income Needed
$327,360
gross annual (30% rule)
10% Down Option
$123,566
+ PMI applies
Loan Amount (20% dn)
$988,526
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Peconic, NY?
The median home value in Peconic is $1,235,657 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Peconic?
Over the past year, home values in Peconic have increased by 2.8%. Over five years, prices have risen approximately 40.5%.
How much do I need to earn to buy a home in Peconic?
To comfortably afford the median home price of $1,235,657 with a 20% down payment ($247,131) at today's rates (6.8%), you'd need a gross annual income of approximately $327,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Peconic compare to the national average home price?
The national median home value is approximately $410,000. At $1,235,657, homes in Peconic are 201% above the national average.
What metro area is Peconic part of?
Peconic is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.