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📍 Peru, NY · Zillow ZHVI · July 2026

Average Home Price in
Peru, NY

Plattsburgh, NY metro area · Clinton County County

Median Home Value
$284,750
↑ 5.5% year-over-year
vs. National Median
$410,000
Peru is 31% below
Est. Monthly Payment
$1,485/mo
20% down · 6.8% rate
Income Needed
$75K
gross annual (30% rule)
Median Home Value
$284,750
↑ 5.5% year-over-year
Down Payment (20%)$56,950
Monthly P&I$1,485/mo
With Taxes & Ins.~$1,886/mo
Income Needed$75,440/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Peru, NY

The median home value in Peru, NY is $284,750 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.5% compared to a year ago and up 4.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Peru are priced31% below average. Peru is part of the Plattsburgh, NY metro area.

City Comparison

Peru vs. National Median

🏠 Peru
$284,750
National Median
$410,000

At $284,750, homes in Peru cost 31% below the national median of $410,000. This makes Peru a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Peru?

20% Down Payment
$56,950
on $284,750
Monthly P&I
$1,485/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,886/mo
incl. taxes & insurance
Income Needed
$75,440
gross annual (30% rule)
10% Down Option
$28,475
+ PMI applies
Loan Amount (20% dn)
$227,800
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Peru, NY?
The median home value in Peru is $284,750 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.5% year-over-year.
How much have home prices changed in Peru?
Over the past year, home values in Peru have increased by 5.5%.
How much do I need to earn to buy a home in Peru?
To comfortably afford the median home price of $284,750 with a 20% down payment ($56,950) at today's rates (6.8%), you'd need a gross annual income of approximately $75,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Peru compare to the national average home price?
The national median home value is approximately $410,000. At $284,750, homes in Peru are 31% below the national average.
What metro area is Peru part of?
Peru is part of the Plattsburgh, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.