Market Overview
Home Prices in Phoenicia, NY
The median home value in Phoenicia, NY is $412,381 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and down 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Phoenicia are priced1% above average. Phoenicia is part of the Kingston, NY metro area.
Over the past five years, Phoenicia home values have risen by approximately21.2%, reflecting strong long-term appreciation in this market.
Price History
Phoenicia Home Price Trend
City Comparison
Phoenicia vs. National Median
At $412,381, homes in Phoenicia cost 1% above the national median of $410,000. Buyers in Phoenicia should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Phoenicia?
20% Down Payment
$82,476
on $412,381
Monthly P&I
$2,151/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,732/mo
incl. taxes & insurance
Income Needed
$109,280
gross annual (30% rule)
10% Down Option
$41,238
+ PMI applies
Loan Amount (20% dn)
$329,905
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Phoenicia, NY?
The median home value in Phoenicia is $412,381 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Phoenicia?
Over the past year, home values in Phoenicia have increased by 2.9%. Over five years, prices have risen approximately 21.2%.
How much do I need to earn to buy a home in Phoenicia?
To comfortably afford the median home price of $412,381 with a 20% down payment ($82,476) at today's rates (6.8%), you'd need a gross annual income of approximately $109,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Phoenicia compare to the national average home price?
The national median home value is approximately $410,000. At $412,381, homes in Phoenicia are 1% above the national average.
What metro area is Phoenicia part of?
Phoenicia is part of the Kingston, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.