Market Overview
Home Prices in Pine Valley, NY
The median home value in Pine Valley, NY is $206,308 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.8% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pine Valley are priced50% below average. Pine Valley is part of the Elmira, NY metro area.
Over the past five years, Pine Valley home values have risen by approximately33.7%, reflecting strong long-term appreciation in this market.
Price History
Pine Valley Home Price Trend
City Comparison
Pine Valley vs. National Median
At $206,308, homes in Pine Valley cost 50% below the national median of $410,000. This makes Pine Valley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pine Valley?
20% Down Payment
$41,262
on $206,308
Monthly P&I
$1,076/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,367/mo
incl. taxes & insurance
Income Needed
$54,680
gross annual (30% rule)
10% Down Option
$20,631
+ PMI applies
Loan Amount (20% dn)
$165,046
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pine Valley, NY?
The median home value in Pine Valley is $206,308 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.8% year-over-year.
How much have home prices changed in Pine Valley?
Over the past year, home values in Pine Valley have increased by 9.8%. Over five years, prices have risen approximately 33.7%.
How much do I need to earn to buy a home in Pine Valley?
To comfortably afford the median home price of $206,308 with a 20% down payment ($41,262) at today's rates (6.8%), you'd need a gross annual income of approximately $54,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Pine Valley compare to the national average home price?
The national median home value is approximately $410,000. At $206,308, homes in Pine Valley are 50% below the national average.
What metro area is Pine Valley part of?
Pine Valley is part of the Elmira, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.