Market Overview
Home Prices in Plattsburgh, NY
The median home value in Plattsburgh, NY is $258,744 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.1% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Plattsburgh are priced37% below average. Plattsburgh is part of the Plattsburgh, NY metro area.
Price History
Plattsburgh Home Price Trend
2024
$235,210
$235K
—
2025
$243,816
$244K
+3.7%
2026
$258,744
$259K
+6.1%
City Comparison
Plattsburgh vs. National Median
🏠 Plattsburgh
$258,744
National Median
$410,000
At $258,744, homes in Plattsburgh cost 37% below the national median of $410,000. This makes Plattsburgh a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Plattsburgh?
20% Down Payment
$51,749
on $258,744
Monthly P&I
$1,349/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,713/mo
incl. taxes & insurance
Income Needed
$68,520
gross annual (30% rule)
10% Down Option
$25,874
+ PMI applies
Loan Amount (20% dn)
$206,995
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Plattsburgh, NY?
The median home value in Plattsburgh is $258,744 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.1% year-over-year.
How much have home prices changed in Plattsburgh?
Over the past year, home values in Plattsburgh have increased by 6.1%.
How much do I need to earn to buy a home in Plattsburgh?
To comfortably afford the median home price of $258,744 with a 20% down payment ($51,749) at today's rates (6.8%), you'd need a gross annual income of approximately $68,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Plattsburgh compare to the national average home price?
The national median home value is approximately $410,000. At $258,744, homes in Plattsburgh are 37% below the national average.
What metro area is Plattsburgh part of?
Plattsburgh is part of the Plattsburgh, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.