Market Overview
Home Prices in Port Chester, NY
The median home value in Port Chester, NY is $740,752 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.9% compared to a year ago and up 6.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Port Chester are priced81% above average. Port Chester is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Port Chester home values have risen by approximately32.5%, reflecting strong long-term appreciation in this market.
Price History
Port Chester Home Price Trend
City Comparison
Port Chester vs. National Median
At $740,752, homes in Port Chester cost 81% above the national median of $410,000. Buyers in Port Chester should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Port Chester?
20% Down Payment
$148,150
on $740,752
Monthly P&I
$3,863/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,906/mo
incl. taxes & insurance
Income Needed
$196,240
gross annual (30% rule)
10% Down Option
$74,075
+ PMI applies
Loan Amount (20% dn)
$592,602
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Port Chester, NY?
The median home value in Port Chester is $740,752 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.9% year-over-year.
How much have home prices changed in Port Chester?
Over the past year, home values in Port Chester have increased by 6.9%. Over five years, prices have risen approximately 32.5%.
How much do I need to earn to buy a home in Port Chester?
To comfortably afford the median home price of $740,752 with a 20% down payment ($148,150) at today's rates (6.8%), you'd need a gross annual income of approximately $196,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Port Chester compare to the national average home price?
The national median home value is approximately $410,000. At $740,752, homes in Port Chester are 81% above the national average.
What metro area is Port Chester part of?
Port Chester is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.