Market Overview
Home Prices in Port Crane, NY
The median home value in Port Crane, NY is $208,032 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.2% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Port Crane are priced49% below average. Port Crane is part of the Binghamton, NY metro area.
Price History
Port Crane Home Price Trend
2024
$188,372
$188K
—
2025
$197,785
$198K
+5.0%
2026
$208,032
$208K
+5.2%
City Comparison
Port Crane vs. National Median
🏠 Port Crane
$208,032
National Median
$410,000
At $208,032, homes in Port Crane cost 49% below the national median of $410,000. This makes Port Crane a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Port Crane?
20% Down Payment
$41,606
on $208,032
Monthly P&I
$1,085/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,378/mo
incl. taxes & insurance
Income Needed
$55,120
gross annual (30% rule)
10% Down Option
$20,803
+ PMI applies
Loan Amount (20% dn)
$166,426
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Port Crane, NY?
The median home value in Port Crane is $208,032 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.2% year-over-year.
How much have home prices changed in Port Crane?
Over the past year, home values in Port Crane have increased by 5.2%.
How much do I need to earn to buy a home in Port Crane?
To comfortably afford the median home price of $208,032 with a 20% down payment ($41,606) at today's rates (6.8%), you'd need a gross annual income of approximately $55,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Port Crane compare to the national average home price?
The national median home value is approximately $410,000. At $208,032, homes in Port Crane are 49% below the national average.
What metro area is Port Crane part of?
Port Crane is part of the Binghamton, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.