Market Overview
Home Prices in Port Jefferson, NY
The median home value in Port Jefferson, NY is $774,572 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.3% compared to a year ago and up 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Port Jefferson are priced89% above average. Port Jefferson is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Port Jefferson home values have risen by approximately28.4%, reflecting strong long-term appreciation in this market.
Price History
Port Jefferson Home Price Trend
City Comparison
Port Jefferson vs. National Median
At $774,572, homes in Port Jefferson cost 89% above the national median of $410,000. Buyers in Port Jefferson should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Port Jefferson?
20% Down Payment
$154,914
on $774,572
Monthly P&I
$4,040/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,131/mo
incl. taxes & insurance
Income Needed
$205,240
gross annual (30% rule)
10% Down Option
$77,457
+ PMI applies
Loan Amount (20% dn)
$619,658
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Port Jefferson, NY?
The median home value in Port Jefferson is $774,572 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.3% year-over-year.
How much have home prices changed in Port Jefferson?
Over the past year, home values in Port Jefferson have increased by 6.3%. Over five years, prices have risen approximately 28.4%.
How much do I need to earn to buy a home in Port Jefferson?
To comfortably afford the median home price of $774,572 with a 20% down payment ($154,914) at today's rates (6.8%), you'd need a gross annual income of approximately $205,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Port Jefferson compare to the national average home price?
The national median home value is approximately $410,000. At $774,572, homes in Port Jefferson are 89% above the national average.
What metro area is Port Jefferson part of?
Port Jefferson is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.