Market Overview
Home Prices in Potsdam, NY
The median home value in Potsdam, NY is $192,011 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.1% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Potsdam are priced53% below average. Potsdam is part of the Ogdensburg-Massena, NY metro area.
Over the past five years, Potsdam home values have risen by approximately35.1%, reflecting strong long-term appreciation in this market.
Price History
Potsdam Home Price Trend
City Comparison
Potsdam vs. National Median
At $192,011, homes in Potsdam cost 53% below the national median of $410,000. This makes Potsdam a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Potsdam?
20% Down Payment
$38,402
on $192,011
Monthly P&I
$1,001/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,271/mo
incl. taxes & insurance
Income Needed
$50,840
gross annual (30% rule)
10% Down Option
$19,201
+ PMI applies
Loan Amount (20% dn)
$153,609
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Potsdam, NY?
The median home value in Potsdam is $192,011 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.1% year-over-year.
How much have home prices changed in Potsdam?
Over the past year, home values in Potsdam have increased by 8.1%. Over five years, prices have risen approximately 35.1%.
How much do I need to earn to buy a home in Potsdam?
To comfortably afford the median home price of $192,011 with a 20% down payment ($38,402) at today's rates (6.8%), you'd need a gross annual income of approximately $50,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Potsdam compare to the national average home price?
The national median home value is approximately $410,000. At $192,011, homes in Potsdam are 53% below the national average.
What metro area is Potsdam part of?
Potsdam is part of the Ogdensburg-Massena, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.