Market Overview
Home Prices in Red Creek, NY
The median home value in Red Creek, NY is $192,171 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.4% compared to a year ago and down 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Red Creek are priced53% below average. Red Creek is part of the Rochester, NY metro area.
Over the past five years, Red Creek home values have risen by approximately23.4%, reflecting strong long-term appreciation in this market.
Price History
Red Creek Home Price Trend
City Comparison
Red Creek vs. National Median
At $192,171, homes in Red Creek cost 53% below the national median of $410,000. This makes Red Creek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Red Creek?
20% Down Payment
$38,434
on $192,171
Monthly P&I
$1,002/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,273/mo
incl. taxes & insurance
Income Needed
$50,920
gross annual (30% rule)
10% Down Option
$19,217
+ PMI applies
Loan Amount (20% dn)
$153,737
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Red Creek, NY?
The median home value in Red Creek is $192,171 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.4% year-over-year.
How much have home prices changed in Red Creek?
Over the past year, home values in Red Creek have increased by 6.4%. Over five years, prices have risen approximately 23.4%.
How much do I need to earn to buy a home in Red Creek?
To comfortably afford the median home price of $192,171 with a 20% down payment ($38,434) at today's rates (6.8%), you'd need a gross annual income of approximately $50,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Red Creek compare to the national average home price?
The national median home value is approximately $410,000. At $192,171, homes in Red Creek are 53% below the national average.
What metro area is Red Creek part of?
Red Creek is part of the Rochester, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.