Market Overview
Home Prices in Richburg, NY
The median home value in Richburg, NY is $98,505 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.4% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Richburg are priced76% below average.
Over the past five years, Richburg home values have risen by approximately41.6%, reflecting strong long-term appreciation in this market.
Price History
Richburg Home Price Trend
2020
$55,159
$55K
—
2021
$69,565
$70K
+26.1%
2022
$78,072
$78K
+12.2%
2023
$74,815
$75K
-4.2%
2024
$84,930
$85K
+13.5%
2025
$87,634
$88K
+3.2%
2026
$98,505
$99K
+12.4%
City Comparison
Richburg vs. National Median
🏠 Richburg
$98,505
National Median
$410,000
At $98,505, homes in Richburg cost 76% below the national median of $410,000. This makes Richburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Richburg?
20% Down Payment
$19,701
on $98,505
Monthly P&I
$514/mo
30-yr @ 6.8%
Total Monthly Est.
~$653/mo
incl. taxes & insurance
Income Needed
$26,120
gross annual (30% rule)
10% Down Option
$9,851
+ PMI applies
Loan Amount (20% dn)
$78,804
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Richburg, NY?
The median home value in Richburg is $98,505 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.4% year-over-year.
How much have home prices changed in Richburg?
Over the past year, home values in Richburg have increased by 12.4%. Over five years, prices have risen approximately 41.6%.
How much do I need to earn to buy a home in Richburg?
To comfortably afford the median home price of $98,505 with a 20% down payment ($19,701) at today's rates (6.8%), you'd need a gross annual income of approximately $26,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Richburg compare to the national average home price?
The national median home value is approximately $410,000. At $98,505, homes in Richburg are 76% below the national average.