Market Overview
Home Prices in Richville, NY
The median home value in Richville, NY is $146,542 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and up 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Richville are priced64% below average. Richville is part of the Ogdensburg-Massena, NY metro area.
Over the past five years, Richville home values have risen by approximately19.7%, reflecting steady appreciation in this market.
Price History
Richville Home Price Trend
City Comparison
Richville vs. National Median
At $146,542, homes in Richville cost 64% below the national median of $410,000. This makes Richville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Richville?
20% Down Payment
$29,308
on $146,542
Monthly P&I
$764/mo
30-yr @ 6.8%
Total Monthly Est.
~$970/mo
incl. taxes & insurance
Income Needed
$38,800
gross annual (30% rule)
10% Down Option
$14,654
+ PMI applies
Loan Amount (20% dn)
$117,234
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Richville, NY?
The median home value in Richville is $146,542 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Richville?
Over the past year, home values in Richville have increased by 2.3%. Over five years, prices have risen approximately 19.7%.
How much do I need to earn to buy a home in Richville?
To comfortably afford the median home price of $146,542 with a 20% down payment ($29,308) at today's rates (6.8%), you'd need a gross annual income of approximately $38,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Richville compare to the national average home price?
The national median home value is approximately $410,000. At $146,542, homes in Richville are 64% below the national average.
What metro area is Richville part of?
Richville is part of the Ogdensburg-Massena, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.