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📍 Ripley, NY · Zillow ZHVI · July 2026

Average Home Price in
Ripley, NY

Jamestown-Dunkirk-Fredonia, NY metro area · Chautauqua County County

Median Home Value
$150,706
↑ 7% year-over-year
vs. National Median
$410,000
Ripley is 63% below
Est. Monthly Payment
$786/mo
20% down · 6.8% rate
Income Needed
$40K
gross annual (30% rule)
Median Home Value
$150,706
↑ 7% year-over-year
Down Payment (20%)$30,141
Monthly P&I$786/mo
With Taxes & Ins.~$998/mo
Income Needed$39,920/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ripley, NY

The median home value in Ripley, NY is $150,706 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7% compared to a year ago and up 2.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ripley are priced63% below average. Ripley is part of the Jamestown-Dunkirk-Fredonia, NY metro area.

City Comparison

Ripley vs. National Median

🏠 Ripley
$150,706
National Median
$410,000

At $150,706, homes in Ripley cost 63% below the national median of $410,000. This makes Ripley a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Ripley?

20% Down Payment
$30,141
on $150,706
Monthly P&I
$786/mo
30-yr @ 6.8%
Total Monthly Est.
~$998/mo
incl. taxes & insurance
Income Needed
$39,920
gross annual (30% rule)
10% Down Option
$15,071
+ PMI applies
Loan Amount (20% dn)
$120,565
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ripley, NY?
The median home value in Ripley is $150,706 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7% year-over-year.
How much have home prices changed in Ripley?
Over the past year, home values in Ripley have increased by 7%.
How much do I need to earn to buy a home in Ripley?
To comfortably afford the median home price of $150,706 with a 20% down payment ($30,141) at today's rates (6.8%), you'd need a gross annual income of approximately $39,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Ripley compare to the national average home price?
The national median home value is approximately $410,000. At $150,706, homes in Ripley are 63% below the national average.
What metro area is Ripley part of?
Ripley is part of the Jamestown-Dunkirk-Fredonia, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.