Market Overview
Home Prices in Rock Hill, NY
The median home value in Rock Hill, NY is $413,257 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.4% compared to a year ago and up 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rock Hill are priced1% above average.
Over the past five years, Rock Hill home values have risen by approximately47.5%, reflecting strong long-term appreciation in this market.
Price History
Rock Hill Home Price Trend
2020
$214,594
$215K
—
2021
$280,229
$280K
+30.6%
2022
$348,013
$348K
+24.2%
2023
$355,850
$356K
+2.3%
2024
$374,642
$375K
+5.3%
2025
$384,938
$385K
+2.7%
2026
$413,257
$413K
+7.4%
City Comparison
Rock Hill vs. National Median
🏠 Rock Hill
$413,257
National Median
$410,000
At $413,257, homes in Rock Hill cost 1% above the national median of $410,000. Buyers in Rock Hill should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Rock Hill?
20% Down Payment
$82,651
on $413,257
Monthly P&I
$2,155/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,737/mo
incl. taxes & insurance
Income Needed
$109,480
gross annual (30% rule)
10% Down Option
$41,326
+ PMI applies
Loan Amount (20% dn)
$330,606
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rock Hill, NY?
The median home value in Rock Hill is $413,257 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.4% year-over-year.
How much have home prices changed in Rock Hill?
Over the past year, home values in Rock Hill have increased by 7.4%. Over five years, prices have risen approximately 47.5%.
How much do I need to earn to buy a home in Rock Hill?
To comfortably afford the median home price of $413,257 with a 20% down payment ($82,651) at today's rates (6.8%), you'd need a gross annual income of approximately $109,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Rock Hill compare to the national average home price?
The national median home value is approximately $410,000. At $413,257, homes in Rock Hill are 1% above the national average.