Market Overview
Home Prices in Rocky Point, NY
The median home value in Rocky Point, NY is $549,886 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.8% compared to a year ago and up 5.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rocky Point are priced34% above average. Rocky Point is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Rocky Point home values have risen by approximately33.5%, reflecting strong long-term appreciation in this market.
Price History
Rocky Point Home Price Trend
City Comparison
Rocky Point vs. National Median
At $549,886, homes in Rocky Point cost 34% above the national median of $410,000. Buyers in Rocky Point should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Rocky Point?
20% Down Payment
$109,977
on $549,886
Monthly P&I
$2,868/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,642/mo
incl. taxes & insurance
Income Needed
$145,680
gross annual (30% rule)
10% Down Option
$54,989
+ PMI applies
Loan Amount (20% dn)
$439,909
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rocky Point, NY?
The median home value in Rocky Point is $549,886 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.8% year-over-year.
How much have home prices changed in Rocky Point?
Over the past year, home values in Rocky Point have increased by 3.8%. Over five years, prices have risen approximately 33.5%.
How much do I need to earn to buy a home in Rocky Point?
To comfortably afford the median home price of $549,886 with a 20% down payment ($109,977) at today's rates (6.8%), you'd need a gross annual income of approximately $145,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Rocky Point compare to the national average home price?
The national median home value is approximately $410,000. At $549,886, homes in Rocky Point are 34% above the national average.
What metro area is Rocky Point part of?
Rocky Point is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.