Market Overview
Home Prices in Rotterdam Junction, NY
The median home value in Rotterdam Junction, NY is $298,357 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rotterdam Junction are priced27% below average. Rotterdam Junction is part of the Albany-Schenectady-Troy, NY metro area.
Over the past five years, Rotterdam Junction home values have risen by approximately26.2%, reflecting strong long-term appreciation in this market.
Price History
Rotterdam Junction Home Price Trend
City Comparison
Rotterdam Junction vs. National Median
At $298,357, homes in Rotterdam Junction cost 27% below the national median of $410,000. This makes Rotterdam Junction a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rotterdam Junction?
20% Down Payment
$59,671
on $298,357
Monthly P&I
$1,556/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,976/mo
incl. taxes & insurance
Income Needed
$79,040
gross annual (30% rule)
10% Down Option
$29,836
+ PMI applies
Loan Amount (20% dn)
$238,686
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rotterdam Junction, NY?
The median home value in Rotterdam Junction is $298,357 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Rotterdam Junction?
Over the past year, home values in Rotterdam Junction have increased by 4%. Over five years, prices have risen approximately 26.2%.
How much do I need to earn to buy a home in Rotterdam Junction?
To comfortably afford the median home price of $298,357 with a 20% down payment ($59,671) at today's rates (6.8%), you'd need a gross annual income of approximately $79,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Rotterdam Junction compare to the national average home price?
The national median home value is approximately $410,000. At $298,357, homes in Rotterdam Junction are 27% below the national average.
What metro area is Rotterdam Junction part of?
Rotterdam Junction is part of the Albany-Schenectady-Troy, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.