Market Overview
Home Prices in Round Lake, NY
The median home value in Round Lake, NY is $440,645 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.1% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Round Lake are priced7% above average. Round Lake is part of the Albany-Schenectady-Troy, NY metro area.
Over the past five years, Round Lake home values have risen by approximately35.0%, reflecting strong long-term appreciation in this market.
Price History
Round Lake Home Price Trend
City Comparison
Round Lake vs. National Median
At $440,645, homes in Round Lake cost 7% above the national median of $410,000. Buyers in Round Lake should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Round Lake?
20% Down Payment
$88,129
on $440,645
Monthly P&I
$2,298/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,918/mo
incl. taxes & insurance
Income Needed
$116,720
gross annual (30% rule)
10% Down Option
$44,065
+ PMI applies
Loan Amount (20% dn)
$352,516
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Round Lake, NY?
The median home value in Round Lake is $440,645 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.1% year-over-year.
How much have home prices changed in Round Lake?
Over the past year, home values in Round Lake have increased by 6.1%. Over five years, prices have risen approximately 35.0%.
How much do I need to earn to buy a home in Round Lake?
To comfortably afford the median home price of $440,645 with a 20% down payment ($88,129) at today's rates (6.8%), you'd need a gross annual income of approximately $116,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Round Lake compare to the national average home price?
The national median home value is approximately $410,000. At $440,645, homes in Round Lake are 7% above the national average.
What metro area is Round Lake part of?
Round Lake is part of the Albany-Schenectady-Troy, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.