Market Overview
Home Prices in Sackets Harbor, NY
The median home value in Sackets Harbor, NY is $302,996 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.1% compared to a year ago and up 5.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sackets Harbor are priced26% below average. Sackets Harbor is part of the Watertown-Fort Drum, NY metro area.
Over the past five years, Sackets Harbor home values have risen by approximately39.0%, reflecting strong long-term appreciation in this market.
Price History
Sackets Harbor Home Price Trend
City Comparison
Sackets Harbor vs. National Median
At $302,996, homes in Sackets Harbor cost 26% below the national median of $410,000. This makes Sackets Harbor a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sackets Harbor?
20% Down Payment
$60,599
on $302,996
Monthly P&I
$1,580/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,007/mo
incl. taxes & insurance
Income Needed
$80,280
gross annual (30% rule)
10% Down Option
$30,300
+ PMI applies
Loan Amount (20% dn)
$242,397
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sackets Harbor, NY?
The median home value in Sackets Harbor is $302,996 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.1% year-over-year.
How much have home prices changed in Sackets Harbor?
Over the past year, home values in Sackets Harbor have increased by 8.1%. Over five years, prices have risen approximately 39.0%.
How much do I need to earn to buy a home in Sackets Harbor?
To comfortably afford the median home price of $302,996 with a 20% down payment ($60,599) at today's rates (6.8%), you'd need a gross annual income of approximately $80,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Sackets Harbor compare to the national average home price?
The national median home value is approximately $410,000. At $302,996, homes in Sackets Harbor are 26% below the national average.
What metro area is Sackets Harbor part of?
Sackets Harbor is part of the Watertown-Fort Drum, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.