Market Overview
Home Prices in Sag Harbor, NY
The median home value in Sag Harbor, NY is $2,293,335 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.8% compared to a year ago and up 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sag Harbor are priced459% above average. Sag Harbor is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Sag Harbor home values have risen by approximately38.4%, reflecting strong long-term appreciation in this market.
Price History
Sag Harbor Home Price Trend
City Comparison
Sag Harbor vs. National Median
At $2,293,335, homes in Sag Harbor cost 459% above the national median of $410,000. Buyers in Sag Harbor should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Sag Harbor?
20% Down Payment
$458,667
on $2,293,335
Monthly P&I
$11,961/mo
30-yr @ 6.8%
Total Monthly Est.
~$15,190/mo
incl. taxes & insurance
Income Needed
$607,600
gross annual (30% rule)
10% Down Option
$229,334
+ PMI applies
Loan Amount (20% dn)
$1,834,668
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sag Harbor, NY?
The median home value in Sag Harbor is $2,293,335 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.8% year-over-year.
How much have home prices changed in Sag Harbor?
Over the past year, home values in Sag Harbor have increased by 4.8%. Over five years, prices have risen approximately 38.4%.
How much do I need to earn to buy a home in Sag Harbor?
To comfortably afford the median home price of $2,293,335 with a 20% down payment ($458,667) at today's rates (6.8%), you'd need a gross annual income of approximately $607,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Sag Harbor compare to the national average home price?
The national median home value is approximately $410,000. At $2,293,335, homes in Sag Harbor are 459% above the national average.
What metro area is Sag Harbor part of?
Sag Harbor is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.