Market Overview
Home Prices in Saint Johnsville, NY
The median home value in Saint Johnsville, NY is $160,706 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.8% compared to a year ago and down 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Johnsville are priced61% below average. Saint Johnsville is part of the Gloversville, NY metro area.
Over the past five years, Saint Johnsville home values have risen by approximately19.8%, reflecting steady appreciation in this market.
Price History
Saint Johnsville Home Price Trend
City Comparison
Saint Johnsville vs. National Median
At $160,706, homes in Saint Johnsville cost 61% below the national median of $410,000. This makes Saint Johnsville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Johnsville?
20% Down Payment
$32,141
on $160,706
Monthly P&I
$838/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,064/mo
incl. taxes & insurance
Income Needed
$42,560
gross annual (30% rule)
10% Down Option
$16,071
+ PMI applies
Loan Amount (20% dn)
$128,565
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Johnsville, NY?
The median home value in Saint Johnsville is $160,706 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.8% year-over-year.
How much have home prices changed in Saint Johnsville?
Over the past year, home values in Saint Johnsville have increased by 6.8%. Over five years, prices have risen approximately 19.8%.
How much do I need to earn to buy a home in Saint Johnsville?
To comfortably afford the median home price of $160,706 with a 20% down payment ($32,141) at today's rates (6.8%), you'd need a gross annual income of approximately $42,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Johnsville compare to the national average home price?
The national median home value is approximately $410,000. At $160,706, homes in Saint Johnsville are 61% below the national average.
What metro area is Saint Johnsville part of?
Saint Johnsville is part of the Gloversville, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.