Market Overview
Home Prices in Schenevus, NY
The median home value in Schenevus, NY is $185,165 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and up 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Schenevus are priced55% below average. Schenevus is part of the Oneonta, NY metro area.
Over the past five years, Schenevus home values have risen by approximately25.0%, reflecting strong long-term appreciation in this market.
Price History
Schenevus Home Price Trend
City Comparison
Schenevus vs. National Median
At $185,165, homes in Schenevus cost 55% below the national median of $410,000. This makes Schenevus a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Schenevus?
20% Down Payment
$37,033
on $185,165
Monthly P&I
$966/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,227/mo
incl. taxes & insurance
Income Needed
$49,080
gross annual (30% rule)
10% Down Option
$18,517
+ PMI applies
Loan Amount (20% dn)
$148,132
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Schenevus, NY?
The median home value in Schenevus is $185,165 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Schenevus?
Over the past year, home values in Schenevus have increased by 2.7%. Over five years, prices have risen approximately 25.0%.
How much do I need to earn to buy a home in Schenevus?
To comfortably afford the median home price of $185,165 with a 20% down payment ($37,033) at today's rates (6.8%), you'd need a gross annual income of approximately $49,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Schenevus compare to the national average home price?
The national median home value is approximately $410,000. At $185,165, homes in Schenevus are 55% below the national average.
What metro area is Schenevus part of?
Schenevus is part of the Oneonta, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.