Market Overview
Home Prices in Seaford, NY
The median home value in Seaford, NY is $816,687 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and up 4.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Seaford are priced99% above average. Seaford is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Seaford home values have risen by approximately29.4%, reflecting strong long-term appreciation in this market.
Price History
Seaford Home Price Trend
City Comparison
Seaford vs. National Median
At $816,687, homes in Seaford cost 99% above the national median of $410,000. Buyers in Seaford should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Seaford?
20% Down Payment
$163,337
on $816,687
Monthly P&I
$4,259/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,409/mo
incl. taxes & insurance
Income Needed
$216,360
gross annual (30% rule)
10% Down Option
$81,669
+ PMI applies
Loan Amount (20% dn)
$653,350
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Seaford, NY?
The median home value in Seaford is $816,687 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in Seaford?
Over the past year, home values in Seaford have increased by 4.7%. Over five years, prices have risen approximately 29.4%.
How much do I need to earn to buy a home in Seaford?
To comfortably afford the median home price of $816,687 with a 20% down payment ($163,337) at today's rates (6.8%), you'd need a gross annual income of approximately $216,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Seaford compare to the national average home price?
The national median home value is approximately $410,000. At $816,687, homes in Seaford are 99% above the national average.
What metro area is Seaford part of?
Seaford is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.