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📍 Seneca Falls, NY · Zillow ZHVI · July 2026

Average Home Price in
Seneca Falls, NY

Seneca Falls, NY metro area · Seneca County County

Median Home Value
$210,175
↑ 6.5% year-over-year
vs. National Median
$410,000
Seneca Falls is 49% below
Est. Monthly Payment
$1,096/mo
20% down · 6.8% rate
Income Needed
$56K
gross annual (30% rule)
Median Home Value
$210,175
↑ 6.5% year-over-year
Down Payment (20%)$42,035
Monthly P&I$1,096/mo
With Taxes & Ins.~$1,392/mo
Income Needed$55,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Seneca Falls, NY

The median home value in Seneca Falls, NY is $210,175 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.5% compared to a year ago and up 3.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Seneca Falls are priced49% below average. Seneca Falls is part of the Seneca Falls, NY metro area.

City Comparison

Seneca Falls vs. National Median

🏠 Seneca Falls
$210,175
National Median
$410,000

At $210,175, homes in Seneca Falls cost 49% below the national median of $410,000. This makes Seneca Falls a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Seneca Falls?

20% Down Payment
$42,035
on $210,175
Monthly P&I
$1,096/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,392/mo
incl. taxes & insurance
Income Needed
$55,680
gross annual (30% rule)
10% Down Option
$21,018
+ PMI applies
Loan Amount (20% dn)
$168,140
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Seneca Falls, NY?
The median home value in Seneca Falls is $210,175 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.5% year-over-year.
How much have home prices changed in Seneca Falls?
Over the past year, home values in Seneca Falls have increased by 6.5%.
How much do I need to earn to buy a home in Seneca Falls?
To comfortably afford the median home price of $210,175 with a 20% down payment ($42,035) at today's rates (6.8%), you'd need a gross annual income of approximately $55,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Seneca Falls compare to the national average home price?
The national median home value is approximately $410,000. At $210,175, homes in Seneca Falls are 49% below the national average.
What metro area is Seneca Falls part of?
Seneca Falls is part of the Seneca Falls, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.