Market Overview
Home Prices in Sharon Springs, NY
The median home value in Sharon Springs, NY is $232,982 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and up 4.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sharon Springs are priced43% below average. Sharon Springs is part of the Albany-Schenectady-Troy, NY metro area.
Over the past five years, Sharon Springs home values have risen by approximately37.1%, reflecting strong long-term appreciation in this market.
Price History
Sharon Springs Home Price Trend
City Comparison
Sharon Springs vs. National Median
At $232,982, homes in Sharon Springs cost 43% below the national median of $410,000. This makes Sharon Springs a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sharon Springs?
20% Down Payment
$46,596
on $232,982
Monthly P&I
$1,215/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,543/mo
incl. taxes & insurance
Income Needed
$61,720
gross annual (30% rule)
10% Down Option
$23,298
+ PMI applies
Loan Amount (20% dn)
$186,386
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sharon Springs, NY?
The median home value in Sharon Springs is $232,982 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Sharon Springs?
Over the past year, home values in Sharon Springs have increased by 3%. Over five years, prices have risen approximately 37.1%.
How much do I need to earn to buy a home in Sharon Springs?
To comfortably afford the median home price of $232,982 with a 20% down payment ($46,596) at today's rates (6.8%), you'd need a gross annual income of approximately $61,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Sharon Springs compare to the national average home price?
The national median home value is approximately $410,000. At $232,982, homes in Sharon Springs are 43% below the national average.
What metro area is Sharon Springs part of?
Sharon Springs is part of the Albany-Schenectady-Troy, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.