Market Overview
Home Prices in Shoreham, NY
The median home value in Shoreham, NY is $756,492 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.3% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Shoreham are priced85% above average. Shoreham is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Shoreham home values have risen by approximately33.5%, reflecting strong long-term appreciation in this market.
Price History
Shoreham Home Price Trend
City Comparison
Shoreham vs. National Median
At $756,492, homes in Shoreham cost 85% above the national median of $410,000. Buyers in Shoreham should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Shoreham?
20% Down Payment
$151,298
on $756,492
Monthly P&I
$3,945/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,010/mo
incl. taxes & insurance
Income Needed
$200,400
gross annual (30% rule)
10% Down Option
$75,649
+ PMI applies
Loan Amount (20% dn)
$605,194
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Shoreham, NY?
The median home value in Shoreham is $756,492 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.3% year-over-year.
How much have home prices changed in Shoreham?
Over the past year, home values in Shoreham have increased by 6.3%. Over five years, prices have risen approximately 33.5%.
How much do I need to earn to buy a home in Shoreham?
To comfortably afford the median home price of $756,492 with a 20% down payment ($151,298) at today's rates (6.8%), you'd need a gross annual income of approximately $200,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Shoreham compare to the national average home price?
The national median home value is approximately $410,000. At $756,492, homes in Shoreham are 85% above the national average.
What metro area is Shoreham part of?
Shoreham is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.