Market Overview
Home Prices in South Colton, NY
The median home value in South Colton, NY is $162,676 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in South Colton are priced60% below average. South Colton is part of the Ogdensburg-Massena, NY metro area.
Over the past five years, South Colton home values have risen by approximately16.7%, reflecting steady appreciation in this market.
Price History
South Colton Home Price Trend
City Comparison
South Colton vs. National Median
At $162,676, homes in South Colton cost 60% below the national median of $410,000. This makes South Colton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in South Colton?
20% Down Payment
$32,535
on $162,676
Monthly P&I
$848/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,077/mo
incl. taxes & insurance
Income Needed
$43,080
gross annual (30% rule)
10% Down Option
$16,268
+ PMI applies
Loan Amount (20% dn)
$130,141
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in South Colton, NY?
The median home value in South Colton is $162,676 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7% year-over-year.
How much have home prices changed in South Colton?
Over the past year, home values in South Colton have increased by 7%. Over five years, prices have risen approximately 16.7%.
How much do I need to earn to buy a home in South Colton?
To comfortably afford the median home price of $162,676 with a 20% down payment ($32,535) at today's rates (6.8%), you'd need a gross annual income of approximately $43,080. This assumes keeping total housing costs at or below 30% of gross income.
How does South Colton compare to the national average home price?
The national median home value is approximately $410,000. At $162,676, homes in South Colton are 60% below the national average.
What metro area is South Colton part of?
South Colton is part of the Ogdensburg-Massena, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.