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📍 South Dayton, NY · Zillow ZHVI · July 2026

Average Home Price in
South Dayton, NY

Olean, NY metro area · Cattaraugus County County

Median Home Value
$151,402
↑ 3.3% year-over-year
vs. National Median
$410,000
South Dayton is 63% below
Est. Monthly Payment
$790/mo
20% down · 6.8% rate
Income Needed
$40K
gross annual (30% rule)
Median Home Value
$151,402
↑ 3.3% year-over-year
Down Payment (20%)$30,280
Monthly P&I$790/mo
With Taxes & Ins.~$1,003/mo
Income Needed$40,120/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in South Dayton, NY

The median home value in South Dayton, NY is $151,402 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.3% compared to a year ago and up 3.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in South Dayton are priced63% below average. South Dayton is part of the Olean, NY metro area.

City Comparison

South Dayton vs. National Median

🏠 South Dayton
$151,402
National Median
$410,000

At $151,402, homes in South Dayton cost 63% below the national median of $410,000. This makes South Dayton a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in South Dayton?

20% Down Payment
$30,280
on $151,402
Monthly P&I
$790/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,003/mo
incl. taxes & insurance
Income Needed
$40,120
gross annual (30% rule)
10% Down Option
$15,140
+ PMI applies
Loan Amount (20% dn)
$121,122
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in South Dayton, NY?
The median home value in South Dayton is $151,402 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.3% year-over-year.
How much have home prices changed in South Dayton?
Over the past year, home values in South Dayton have increased by 3.3%.
How much do I need to earn to buy a home in South Dayton?
To comfortably afford the median home price of $151,402 with a 20% down payment ($30,280) at today's rates (6.8%), you'd need a gross annual income of approximately $40,120. This assumes keeping total housing costs at or below 30% of gross income.
How does South Dayton compare to the national average home price?
The national median home value is approximately $410,000. At $151,402, homes in South Dayton are 63% below the national average.
What metro area is South Dayton part of?
South Dayton is part of the Olean, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.