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📍 Stafford, NY · Zillow ZHVI · July 2026

Average Home Price in
Stafford, NY

Batavia, NY metro area · Genesee County County

Median Home Value
$248,669
↑ 6.2% year-over-year
vs. National Median
$410,000
Stafford is 39% below
Est. Monthly Payment
$1,297/mo
20% down · 6.8% rate
Income Needed
$66K
gross annual (30% rule)
Median Home Value
$248,669
↑ 6.2% year-over-year
Down Payment (20%)$49,734
Monthly P&I$1,297/mo
With Taxes & Ins.~$1,647/mo
Income Needed$65,880/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Stafford, NY

The median home value in Stafford, NY is $248,669 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.2% compared to a year ago and up 4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Stafford are priced39% below average. Stafford is part of the Batavia, NY metro area.

City Comparison

Stafford vs. National Median

🏠 Stafford
$248,669
National Median
$410,000

At $248,669, homes in Stafford cost 39% below the national median of $410,000. This makes Stafford a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Stafford?

20% Down Payment
$49,734
on $248,669
Monthly P&I
$1,297/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,647/mo
incl. taxes & insurance
Income Needed
$65,880
gross annual (30% rule)
10% Down Option
$24,867
+ PMI applies
Loan Amount (20% dn)
$198,935
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Stafford, NY?
The median home value in Stafford is $248,669 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.2% year-over-year.
How much have home prices changed in Stafford?
Over the past year, home values in Stafford have increased by 6.2%.
How much do I need to earn to buy a home in Stafford?
To comfortably afford the median home price of $248,669 with a 20% down payment ($49,734) at today's rates (6.8%), you'd need a gross annual income of approximately $65,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Stafford compare to the national average home price?
The national median home value is approximately $410,000. At $248,669, homes in Stafford are 39% below the national average.
What metro area is Stafford part of?
Stafford is part of the Batavia, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.