Market Overview
Home Prices in Star Lake, NY
The median home value in Star Lake, NY is $132,739 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.4% compared to a year ago and up 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Star Lake are priced68% below average. Star Lake is part of the Ogdensburg-Massena, NY metro area.
Over the past five years, Star Lake home values have risen by approximately20.1%, reflecting strong long-term appreciation in this market.
Price History
Star Lake Home Price Trend
City Comparison
Star Lake vs. National Median
At $132,739, homes in Star Lake cost 68% below the national median of $410,000. This makes Star Lake a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Star Lake?
20% Down Payment
$26,548
on $132,739
Monthly P&I
$692/mo
30-yr @ 6.8%
Total Monthly Est.
~$879/mo
incl. taxes & insurance
Income Needed
$35,160
gross annual (30% rule)
10% Down Option
$13,274
+ PMI applies
Loan Amount (20% dn)
$106,191
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Star Lake, NY?
The median home value in Star Lake is $132,739 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.4% year-over-year.
How much have home prices changed in Star Lake?
Over the past year, home values in Star Lake have increased by 7.4%. Over five years, prices have risen approximately 20.1%.
How much do I need to earn to buy a home in Star Lake?
To comfortably afford the median home price of $132,739 with a 20% down payment ($26,548) at today's rates (6.8%), you'd need a gross annual income of approximately $35,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Star Lake compare to the national average home price?
The national median home value is approximately $410,000. At $132,739, homes in Star Lake are 68% below the national average.
What metro area is Star Lake part of?
Star Lake is part of the Ogdensburg-Massena, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.