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📍 Stockton, NY · Zillow ZHVI · July 2026

Average Home Price in
Stockton, NY

Jamestown-Dunkirk-Fredonia, NY metro area · Chautauqua County County

Median Home Value
$149,904
↑ 7.6% year-over-year
vs. National Median
$410,000
Stockton is 63% below
Est. Monthly Payment
$782/mo
20% down · 6.8% rate
Income Needed
$40K
gross annual (30% rule)
Median Home Value
$149,904
↑ 7.6% year-over-year
Down Payment (20%)$29,981
Monthly P&I$782/mo
With Taxes & Ins.~$993/mo
Income Needed$39,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Stockton, NY

The median home value in Stockton, NY is $149,904 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.6% compared to a year ago and up 5.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Stockton are priced63% below average. Stockton is part of the Jamestown-Dunkirk-Fredonia, NY metro area.

City Comparison

Stockton vs. National Median

🏠 Stockton
$149,904
National Median
$410,000

At $149,904, homes in Stockton cost 63% below the national median of $410,000. This makes Stockton a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Stockton?

20% Down Payment
$29,981
on $149,904
Monthly P&I
$782/mo
30-yr @ 6.8%
Total Monthly Est.
~$993/mo
incl. taxes & insurance
Income Needed
$39,720
gross annual (30% rule)
10% Down Option
$14,990
+ PMI applies
Loan Amount (20% dn)
$119,923
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Stockton, NY?
The median home value in Stockton is $149,904 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.6% year-over-year.
How much have home prices changed in Stockton?
Over the past year, home values in Stockton have increased by 7.6%.
How much do I need to earn to buy a home in Stockton?
To comfortably afford the median home price of $149,904 with a 20% down payment ($29,981) at today's rates (6.8%), you'd need a gross annual income of approximately $39,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Stockton compare to the national average home price?
The national median home value is approximately $410,000. At $149,904, homes in Stockton are 63% below the national average.
What metro area is Stockton part of?
Stockton is part of the Jamestown-Dunkirk-Fredonia, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.