Market Overview
Home Prices in Stone Ridge, NY
The median home value in Stone Ridge, NY is $603,251 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and up 4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stone Ridge are priced47% above average. Stone Ridge is part of the Kingston, NY metro area.
Over the past five years, Stone Ridge home values have risen by approximately39.8%, reflecting strong long-term appreciation in this market.
Price History
Stone Ridge Home Price Trend
City Comparison
Stone Ridge vs. National Median
At $603,251, homes in Stone Ridge cost 47% above the national median of $410,000. Buyers in Stone Ridge should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Stone Ridge?
20% Down Payment
$120,650
on $603,251
Monthly P&I
$3,146/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,995/mo
incl. taxes & insurance
Income Needed
$159,800
gross annual (30% rule)
10% Down Option
$60,325
+ PMI applies
Loan Amount (20% dn)
$482,601
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stone Ridge, NY?
The median home value in Stone Ridge is $603,251 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in Stone Ridge?
Over the past year, home values in Stone Ridge have increased by 3.7%. Over five years, prices have risen approximately 39.8%.
How much do I need to earn to buy a home in Stone Ridge?
To comfortably afford the median home price of $603,251 with a 20% down payment ($120,650) at today's rates (6.8%), you'd need a gross annual income of approximately $159,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Stone Ridge compare to the national average home price?
The national median home value is approximately $410,000. At $603,251, homes in Stone Ridge are 47% above the national average.
What metro area is Stone Ridge part of?
Stone Ridge is part of the Kingston, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.