Market Overview
Home Prices in Stony Point, NY
The median home value in Stony Point, NY is $663,391 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and up 5.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stony Point are priced62% above average. Stony Point is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Price History
Stony Point Home Price Trend
2024
$612,395
$612K
—
2025
$645,203
$645K
+5.4%
2026
$663,391
$663K
+2.8%
City Comparison
Stony Point vs. National Median
🏠 Stony Point
$663,391
National Median
$410,000
At $663,391, homes in Stony Point cost 62% above the national median of $410,000. Buyers in Stony Point should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Stony Point?
20% Down Payment
$132,678
on $663,391
Monthly P&I
$3,460/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,394/mo
incl. taxes & insurance
Income Needed
$175,760
gross annual (30% rule)
10% Down Option
$66,339
+ PMI applies
Loan Amount (20% dn)
$530,713
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stony Point, NY?
The median home value in Stony Point is $663,391 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Stony Point?
Over the past year, home values in Stony Point have increased by 2.8%.
How much do I need to earn to buy a home in Stony Point?
To comfortably afford the median home price of $663,391 with a 20% down payment ($132,678) at today's rates (6.8%), you'd need a gross annual income of approximately $175,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Stony Point compare to the national average home price?
The national median home value is approximately $410,000. At $663,391, homes in Stony Point are 62% above the national average.
What metro area is Stony Point part of?
Stony Point is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.