Market Overview
Home Prices in Stottville, NY
The median home value in Stottville, NY is $285,119 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.5% compared to a year ago and up 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stottville are priced30% below average. Stottville is part of the Hudson, NY metro area.
Over the past five years, Stottville home values have risen by approximately33.2%, reflecting strong long-term appreciation in this market.
Price History
Stottville Home Price Trend
City Comparison
Stottville vs. National Median
At $285,119, homes in Stottville cost 30% below the national median of $410,000. This makes Stottville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Stottville?
20% Down Payment
$57,024
on $285,119
Monthly P&I
$1,487/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,888/mo
incl. taxes & insurance
Income Needed
$75,520
gross annual (30% rule)
10% Down Option
$28,512
+ PMI applies
Loan Amount (20% dn)
$228,095
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stottville, NY?
The median home value in Stottville is $285,119 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.5% year-over-year.
How much have home prices changed in Stottville?
Over the past year, home values in Stottville have increased by 0.5%. Over five years, prices have risen approximately 33.2%.
How much do I need to earn to buy a home in Stottville?
To comfortably afford the median home price of $285,119 with a 20% down payment ($57,024) at today's rates (6.8%), you'd need a gross annual income of approximately $75,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Stottville compare to the national average home price?
The national median home value is approximately $410,000. At $285,119, homes in Stottville are 30% below the national average.
What metro area is Stottville part of?
Stottville is part of the Hudson, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.