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📍 Stratford, NY · Zillow ZHVI · July 2026

Average Home Price in
Stratford, NY

Gloversville, NY metro area · Fulton County County

Median Home Value
$226,158
↑ 13% year-over-year
vs. National Median
$410,000
Stratford is 45% below
Est. Monthly Payment
$1,180/mo
20% down · 6.8% rate
Income Needed
$60K
gross annual (30% rule)
Median Home Value
$226,158
↑ 13% year-over-year
Down Payment (20%)$45,232
Monthly P&I$1,180/mo
With Taxes & Ins.~$1,499/mo
Income Needed$59,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Stratford, NY

The median home value in Stratford, NY is $226,158 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 13% compared to a year ago and up 0.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Stratford are priced45% below average. Stratford is part of the Gloversville, NY metro area.

City Comparison

Stratford vs. National Median

🏠 Stratford
$226,158
National Median
$410,000

At $226,158, homes in Stratford cost 45% below the national median of $410,000. This makes Stratford a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Stratford?

20% Down Payment
$45,232
on $226,158
Monthly P&I
$1,180/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,499/mo
incl. taxes & insurance
Income Needed
$59,960
gross annual (30% rule)
10% Down Option
$22,616
+ PMI applies
Loan Amount (20% dn)
$180,926
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Stratford, NY?
The median home value in Stratford is $226,158 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 13% year-over-year.
How much have home prices changed in Stratford?
Over the past year, home values in Stratford have increased by 13%.
How much do I need to earn to buy a home in Stratford?
To comfortably afford the median home price of $226,158 with a 20% down payment ($45,232) at today's rates (6.8%), you'd need a gross annual income of approximately $59,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Stratford compare to the national average home price?
The national median home value is approximately $410,000. At $226,158, homes in Stratford are 45% below the national average.
What metro area is Stratford part of?
Stratford is part of the Gloversville, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.