Market Overview
Home Prices in Tivoli, NY
The median home value in Tivoli, NY is $505,039 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and up 8.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Tivoli are priced23% above average. Tivoli is part of the Poughkeepsie-Newburgh-Middletown, NY metro area.
Over the past five years, Tivoli home values have risen by approximately46.5%, reflecting strong long-term appreciation in this market.
Price History
Tivoli Home Price Trend
City Comparison
Tivoli vs. National Median
At $505,039, homes in Tivoli cost 23% above the national median of $410,000. Buyers in Tivoli should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Tivoli?
20% Down Payment
$101,008
on $505,039
Monthly P&I
$2,634/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,345/mo
incl. taxes & insurance
Income Needed
$133,800
gross annual (30% rule)
10% Down Option
$50,504
+ PMI applies
Loan Amount (20% dn)
$404,031
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Tivoli, NY?
The median home value in Tivoli is $505,039 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in Tivoli?
Over the past year, home values in Tivoli have increased by 5.4%. Over five years, prices have risen approximately 46.5%.
How much do I need to earn to buy a home in Tivoli?
To comfortably afford the median home price of $505,039 with a 20% down payment ($101,008) at today's rates (6.8%), you'd need a gross annual income of approximately $133,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Tivoli compare to the national average home price?
The national median home value is approximately $410,000. At $505,039, homes in Tivoli are 23% above the national average.
What metro area is Tivoli part of?
Tivoli is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.