Market Overview
Home Prices in Union Springs, NY
The median home value in Union Springs, NY is $253,668 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Union Springs are priced38% below average. Union Springs is part of the Auburn, NY metro area.
Over the past five years, Union Springs home values have risen by approximately29.4%, reflecting strong long-term appreciation in this market.
Price History
Union Springs Home Price Trend
City Comparison
Union Springs vs. National Median
At $253,668, homes in Union Springs cost 38% below the national median of $410,000. This makes Union Springs a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Union Springs?
20% Down Payment
$50,734
on $253,668
Monthly P&I
$1,323/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,680/mo
incl. taxes & insurance
Income Needed
$67,200
gross annual (30% rule)
10% Down Option
$25,367
+ PMI applies
Loan Amount (20% dn)
$202,934
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Union Springs, NY?
The median home value in Union Springs is $253,668 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Union Springs?
Over the past year, home values in Union Springs have increased by 4%. Over five years, prices have risen approximately 29.4%.
How much do I need to earn to buy a home in Union Springs?
To comfortably afford the median home price of $253,668 with a 20% down payment ($50,734) at today's rates (6.8%), you'd need a gross annual income of approximately $67,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Union Springs compare to the national average home price?
The national median home value is approximately $410,000. At $253,668, homes in Union Springs are 38% below the national average.
What metro area is Union Springs part of?
Union Springs is part of the Auburn, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.