Market Overview
Home Prices in Valatie, NY
The median home value in Valatie, NY is $449,822 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5% compared to a year ago and up 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Valatie are priced10% above average. Valatie is part of the Hudson, NY metro area.
Over the past five years, Valatie home values have risen by approximately29.9%, reflecting strong long-term appreciation in this market.
Price History
Valatie Home Price Trend
City Comparison
Valatie vs. National Median
At $449,822, homes in Valatie cost 10% above the national median of $410,000. Buyers in Valatie should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Valatie?
20% Down Payment
$89,964
on $449,822
Monthly P&I
$2,346/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,979/mo
incl. taxes & insurance
Income Needed
$119,160
gross annual (30% rule)
10% Down Option
$44,982
+ PMI applies
Loan Amount (20% dn)
$359,858
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Valatie, NY?
The median home value in Valatie is $449,822 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5% year-over-year.
How much have home prices changed in Valatie?
Over the past year, home values in Valatie have increased by 5%. Over five years, prices have risen approximately 29.9%.
How much do I need to earn to buy a home in Valatie?
To comfortably afford the median home price of $449,822 with a 20% down payment ($89,964) at today's rates (6.8%), you'd need a gross annual income of approximately $119,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Valatie compare to the national average home price?
The national median home value is approximately $410,000. At $449,822, homes in Valatie are 10% above the national average.
What metro area is Valatie part of?
Valatie is part of the Hudson, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.