Market Overview
Home Prices in Valley Falls, NY
The median home value in Valley Falls, NY is $321,756 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8% compared to a year ago and up 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Valley Falls are priced22% below average. Valley Falls is part of the Albany-Schenectady-Troy, NY metro area.
Over the past five years, Valley Falls home values have risen by approximately33.3%, reflecting strong long-term appreciation in this market.
Price History
Valley Falls Home Price Trend
City Comparison
Valley Falls vs. National Median
At $321,756, homes in Valley Falls cost 22% below the national median of $410,000. This makes Valley Falls a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Valley Falls?
20% Down Payment
$64,351
on $321,756
Monthly P&I
$1,678/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,131/mo
incl. taxes & insurance
Income Needed
$85,240
gross annual (30% rule)
10% Down Option
$32,176
+ PMI applies
Loan Amount (20% dn)
$257,405
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Valley Falls, NY?
The median home value in Valley Falls is $321,756 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8% year-over-year.
How much have home prices changed in Valley Falls?
Over the past year, home values in Valley Falls have increased by 8%. Over five years, prices have risen approximately 33.3%.
How much do I need to earn to buy a home in Valley Falls?
To comfortably afford the median home price of $321,756 with a 20% down payment ($64,351) at today's rates (6.8%), you'd need a gross annual income of approximately $85,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Valley Falls compare to the national average home price?
The national median home value is approximately $410,000. At $321,756, homes in Valley Falls are 22% below the national average.
What metro area is Valley Falls part of?
Valley Falls is part of the Albany-Schenectady-Troy, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.