Market Overview
Home Prices in Wainscott, NY
The median home value in Wainscott, NY is $4,023,293 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wainscott are priced881% above average. Wainscott is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Wainscott home values have risen by approximately20.7%, reflecting strong long-term appreciation in this market.
Price History
Wainscott Home Price Trend
City Comparison
Wainscott vs. National Median
At $4,023,293, homes in Wainscott cost 881% above the national median of $410,000. Buyers in Wainscott should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Wainscott?
20% Down Payment
$804,659
on $4,023,293
Monthly P&I
$20,983/mo
30-yr @ 6.8%
Total Monthly Est.
~$26,648/mo
incl. taxes & insurance
Income Needed
$1,065,920
gross annual (30% rule)
10% Down Option
$402,329
+ PMI applies
Loan Amount (20% dn)
$3,218,634
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wainscott, NY?
The median home value in Wainscott is $4,023,293 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in Wainscott?
Over the past year, home values in Wainscott have increased by 1.1%. Over five years, prices have risen approximately 20.7%.
How much do I need to earn to buy a home in Wainscott?
To comfortably afford the median home price of $4,023,293 with a 20% down payment ($804,659) at today's rates (6.8%), you'd need a gross annual income of approximately $1,065,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Wainscott compare to the national average home price?
The national median home value is approximately $410,000. At $4,023,293, homes in Wainscott are 881% above the national average.
What metro area is Wainscott part of?
Wainscott is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.