Market Overview
Home Prices in Warwick, NY
The median home value in Warwick, NY is $585,033 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and up 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Warwick are priced43% above average. Warwick is part of the Poughkeepsie-Newburgh-Middletown, NY metro area.
Price History
Warwick Home Price Trend
2024
$539,441
$539K
—
2025
$555,313
$555K
+2.9%
2026
$585,033
$585K
+5.4%
City Comparison
Warwick vs. National Median
🏠 Warwick
$585,033
National Median
$410,000
At $585,033, homes in Warwick cost 43% above the national median of $410,000. Buyers in Warwick should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Warwick?
20% Down Payment
$117,007
on $585,033
Monthly P&I
$3,051/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,875/mo
incl. taxes & insurance
Income Needed
$155,000
gross annual (30% rule)
10% Down Option
$58,503
+ PMI applies
Loan Amount (20% dn)
$468,026
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Warwick, NY?
The median home value in Warwick is $585,033 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in Warwick?
Over the past year, home values in Warwick have increased by 5.4%.
How much do I need to earn to buy a home in Warwick?
To comfortably afford the median home price of $585,033 with a 20% down payment ($117,007) at today's rates (6.8%), you'd need a gross annual income of approximately $155,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Warwick compare to the national average home price?
The national median home value is approximately $410,000. At $585,033, homes in Warwick are 43% above the national average.
What metro area is Warwick part of?
Warwick is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.