Market Overview
Home Prices in Wellsville, NY
The median home value in Wellsville, NY is $130,004 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.8% compared to a year ago and up 6.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wellsville are priced68% below average.
Price History
Wellsville Home Price Trend
2024
$112,028
$112K
—
2025
$119,508
$120K
+6.7%
2026
$130,004
$130K
+8.8%
City Comparison
Wellsville vs. National Median
🏠 Wellsville
$130,004
National Median
$410,000
At $130,004, homes in Wellsville cost 68% below the national median of $410,000. This makes Wellsville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wellsville?
20% Down Payment
$26,001
on $130,004
Monthly P&I
$678/mo
30-yr @ 6.8%
Total Monthly Est.
~$861/mo
incl. taxes & insurance
Income Needed
$34,440
gross annual (30% rule)
10% Down Option
$13,000
+ PMI applies
Loan Amount (20% dn)
$104,003
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wellsville, NY?
The median home value in Wellsville is $130,004 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.8% year-over-year.
How much have home prices changed in Wellsville?
Over the past year, home values in Wellsville have increased by 8.8%.
How much do I need to earn to buy a home in Wellsville?
To comfortably afford the median home price of $130,004 with a 20% down payment ($26,001) at today's rates (6.8%), you'd need a gross annual income of approximately $34,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Wellsville compare to the national average home price?
The national median home value is approximately $410,000. At $130,004, homes in Wellsville are 68% below the national average.