Market Overview
Home Prices in West Chazy, NY
The median home value in West Chazy, NY is $232,182 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.1% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in West Chazy are priced43% below average. West Chazy is part of the Plattsburgh, NY metro area.
Price History
West Chazy Home Price Trend
2024
$210,034
$210K
—
2025
$214,765
$215K
+2.3%
2026
$232,182
$232K
+8.1%
City Comparison
West Chazy vs. National Median
🏠 West Chazy
$232,182
National Median
$410,000
At $232,182, homes in West Chazy cost 43% below the national median of $410,000. This makes West Chazy a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in West Chazy?
20% Down Payment
$46,436
on $232,182
Monthly P&I
$1,211/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,538/mo
incl. taxes & insurance
Income Needed
$61,520
gross annual (30% rule)
10% Down Option
$23,218
+ PMI applies
Loan Amount (20% dn)
$185,746
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in West Chazy, NY?
The median home value in West Chazy is $232,182 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.1% year-over-year.
How much have home prices changed in West Chazy?
Over the past year, home values in West Chazy have increased by 8.1%.
How much do I need to earn to buy a home in West Chazy?
To comfortably afford the median home price of $232,182 with a 20% down payment ($46,436) at today's rates (6.8%), you'd need a gross annual income of approximately $61,520. This assumes keeping total housing costs at or below 30% of gross income.
How does West Chazy compare to the national average home price?
The national median home value is approximately $410,000. At $232,182, homes in West Chazy are 43% below the national average.
What metro area is West Chazy part of?
West Chazy is part of the Plattsburgh, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.